Create a fillable Personal Financial Statement online and download as PDF. Ready in 5 minutes. Accepted by all banks and SBA lenders.
Three simple steps to a bank-ready document
Enter your assets and liabilities using our guided form. No spreadsheets or downloads needed.
We automatically calculate your total assets, liabilities, and net worth. Review for accuracy.
Download your professional, bank-ready Personal Financial Statement as a PDF file.
A complete, professional Personal Financial Statement
Your PDF includes automatic calculation:
Banks and lenders require this document for many situations
Required for 7(a), 504, and disaster loan applications
Home purchases, refinancing, and HELOCs
Business credit cards and lines of credit
Commercial real estate and equipment financing
DSCR loans, hard money, and portfolio loans
Bank loans and private lending
Follow these steps to complete your Personal Financial Statement correctly
Collect recent bank statements, investment account statements, mortgage statements, and loan documents. Your information should be current within 90 days.
Enter everything you own: cash, bank accounts, investments, retirement funds, real estate (at current market value), vehicles, and other valuable assets.
Include all debts: mortgages (current balance, not original amount), auto loans, student loans, credit cards, personal loans, and any other money you owe.
Subtract total liabilities from total assets. BankReadyDocs does this automatically for you, ensuring accurate calculations.
Download your completed Personal Financial Statement as a PDF and submit to your bank or lender along with your loan application.
Our online generator walks you through each step and creates a professional PDF in minutes.
Create Your PDF NowYou can create and download a Personal Financial Statement PDF using BankReadyDocs. Our free online tool lets you fill out the form step-by-step, then download a professional PDF for just $9. No spreadsheets or software required.
Yes. BankReadyDocs generates PDFs in the standard format accepted by all major banks, credit unions, SBA lenders, and mortgage companies. Our format follows the same structure as SBA Form 413.
BankReadyDocs is free to fill out online. You can enter all your information and see your calculated net worth at no cost. You only pay $9 when you're ready to download your completed PDF.
Most users complete their Personal Financial Statement in about 5 minutes using BankReadyDocs. Our guided form walks you through each section, and calculations are done automatically.
You'll need: current balances for all bank accounts, investment and retirement account values, real estate market values, vehicle values, and current balances for all debts (mortgages, loans, credit cards). Having recent statements handy makes it faster.
For SBA loans, yes. You must include jointly-held assets and liabilities with your spouse. For other loan types, check with your lender. BankReadyDocs allows you to include joint accounts in your statement.
Join thousands who use BankReadyDocs to create bank-ready financial documents in minutes.
Create Your PDF Now — Free to StartNo signup required. Download PDF for just $9.